Welcome
We believe time is a Client's most valuable asset
and best spent on their passions and in comfort
knowing their financial affairs are well-managed.
Our Approach
WANG FINANCIAL is a boutique firm with the mission of providing highly-personalized, comprehensive, and fee-only financial planning and investment advisory services to clients seeking creative solutions to their unique individual situations.
By performing the intensive and specialized work necessary, we assist our clients in achieving their long-term goals and objectives without the burden of daily management.
Based in Santa Barbara, California, our firm is independent and owner-managed. We are a Registered Investment Adviser (RIA) and, as a fiduciary, dedicated to serving the needs of our clients with their interests being of paramount importance.
Advisory Services
Comprehensive Financial Planning
At WANG FINANCIAL, we develop a customized and comprehensive plan for each financial planning client. This process begins with a thorough review and deep discussions surrounding goals and objectives. Recognizing topics of personal finance can be a sensitive area, we focus on building a foundation of comfort and trust. We find this step to be a key aspect of our work as deliberate and thoughtful conversations can unlock a client’s true desired outcomes.
Our team is highly-skilled and well-experienced in utilizing unique planning strategies to create a path towards those identified goals. This includes tax considerations, estate planning alternatives, retirement aspects, gifting strategies, and a variety of other planning matters. Once the financial plan is fully developed, we walk with our client throughout the implementation and monitoring stages.
Investment Management
We build investment portfolios based upon long-term investment strategies incorporating the principles of Modern Portfolio Theory. The findings of this Theory state that strategic asset allocation is determinative of the majority of the expected long-term gross returns of a client's portfolio.
We implement a global, multi-asset class approach. Our investment process includes a tactical asset allocation overlay, which allows us to balance risk versus return in changing market environments. Additionally, we utilize our proprietary stock selection model which is based on concepts that have a proven positive relation to the expected relative price performance of a stock. In addition to these concepts, we perform our own rigorous fundamental research and analysis to identify attractive equity investments.
The Team
After 20+ years in the financial advisory industry, Jonathan launched WANG FINANCIAL, LLC in 2022. He completed his B.A. in Business Economics (emphasis in Accounting) at UC Santa Barbara, became one of the youngest CFP® certificants (age 22), and continued on to earn his Juris Doctorate (emphasis in Business Law) from Santa Barbara College of Law.
Jonathan serves on the Foundation Board for CSU Channel Islands, Investment Committee for The Fund for Santa Barbara, and contributes to various other organizations. He previously held positions as the President of Adsum Education Foundation and Treasurer of the SB Estate Planning Council.
Social justice issues, outrigger paddling, gastronomy, and quality family time are just a few of Jonathan’s enjoyments.
OWNER/
WEALTH ADVISOR
Emma serves as an Executive Assistant at WANG FINANCIAL, LLC and provides high-level administrative support for client matters.
In 2022, Emma graduated from the University of California, Davis with a double major in Psychology (B.A.) and Managerial Economics (B.S.).
While in college, Emma’s flare for the arts brought her to become Director of Mobility Dance Crew for two consecutive years. And prior, she was heavily involved in Santa Barbara’s very own AHA! Peace Builders organization as an original member of the Dos Pueblos High School program.
EXECUTIVE ASSISTANT
Helen is a CERTIFIED FINANCIAL PLANNER™ and has been in the industry for 13 years. She earned her B.A. in Political Science, with a minor in French, from UC Santa Barbara.
Prior to her career in finance, Helen worked in various capacities with the Santa Barbara Police Department and the Office of the Santa Barbara District Attorney. In the community, Helen completed the Katherine Harvey Fellows Program, designed to connect private sector members with the non-profit community, and served as a facilitator for Parent Institute of Quality Education, where she educated parents on the college admission process.
In her spare time, Helen enjoys weightlifting, road biking and hiking.
WEALTH ADVISOR
Jonathan founded WANG FINANCIAL in 2022. Prior to the formation of the firm, he worked alongside Michael since 2000.
After completing his B.A. in Business Economics (emphasis in Accounting) at UC Santa Barbara, Jonathan became one of the youngest CFP® certificants (age 22) and continued on to earn his Juris Doctorate (emphasis in Business Law) from Santa Barbara College of Law.
Jonathan is the President of Adsum Education Foundation, Treasurer of the Santa Barbara Estate Planning Council and contributes to various other planned giving/advisory boards.
With two children away in college, Jonathan resides in Santa Barbara with his wife, Judy, three dogs and a cat.
FOUNDING PARTNER
Alexis currently manages the front office for Wang Financial, LLC and looks forward to completing her B.A. in Business Administration with an emphasis in Management/Economics from CSU Northridge this coming Spring.
Prior to CSU Northridge, Alexis attended Santa Barbara City College and earned her A.A. in Economics, Chicano Studies, Science & Mathematics, Social & Behavior Science, and Business Administration.
When not in school or the office, Alexis enjoys time at the beach with Kona, her toy Australian Shepherd.
FRONT OFFICE ADMINISTRATOR
Helen began her career in finance in 2009, earned her CFP® designation in 2017, and currently serves as a Financial Planner.
Prior to WANG FINANCIAL, Helen worked in various capacities with the Santa Barbara Police Department and the Office of the Santa Barbara District Attorney. In the community, Helen served as a facilitator for Parent Institute of Quality Education, where she educated parents on the college admission process.
Helen earned her B.A. in Political Science, with a minor in French, from UC Santa Barbara and the Professional Financial Planning Certificate from the UC Santa Barbara Extension Program.
Contact
T 805 568 5313 F 805 568 5315
1114 State Street, Suite 300
Santa Barbara, CA 93101
first name @WangFinancial.com